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Health Care Continuation (COBRA): Arizona

Health Care Continuation (COBRA) requirements for other states

Federal law and guidance on this subject should be reviewed together with this section.

Author: Paige A. Martin, Kutak Rock LLP


  • The Consolidated Omnibus Budget Reconciliation Act (COBRA) helps employees who lose their group health insurance coverage to maintain health benefits, at their own expense. See Arizona Continuation Coverage.
  • Arizona does not require employers with fewer than 20 employees to offer a mini-COBRA plan. See Arizona Continuation Coverage.
  • Arizona law provides conversion rights for dependents under certain circumstances. See Conversion.
  • Arizona has a provision addressing the reinstatement of certain insurance policies for reservists.