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Health Care Continuation (COBRA): Minnesota

Health Care Continuation (COBRA) requirements for other states

Federal law and guidance on this subject should be reviewed together with this section.

Author: Kathi J. Wright, Gray Plant Mooty

Summary

  • Employees who work and reside in Minnesota may have additional rights to those under federal COBRA for continued health coverage. See Covered Employers; Qualified Beneficiaries; Coverage; Disability Provisions.
  • Insurers issuing group health insurance policies and HMOs in Minnesota must provide continuation benefits upon the occurrence of certain events that result in a covered person's loss of coverage. See Covered Employers.
  • The maximum periods of coverage, maximum premium amount, and minimum employer size requirements differ from federal COBRA rules. See Covered Employers; Coverage; Premiums.
  • Employers have certain notification and administrative responsibilities under Minnesota continuation law. See Employer Responsibilities.