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Health Care Continuation (COBRA): Washington

Health Care Continuation (COBRA) requirements for other states

Federal law and guidance on this subject should be reviewed together with this section.

Author: Francis P. Morley


  • Unlike many other states, Washington's mini-COBRA law requires that insurers offer employers the option of including continuation coverage. See Washington State Continuation Option.
  • In the event of a labor dispute, employees have the right to pay premiums for up to six months directly for coverage under the group health plan. See Washington State Continuation Option.
  • Washington group health policies generally must include a conversion provision for individuals whose coverage is terminated under the group policy. See Conversion.