Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Enhanced by the addition of a new law in New York City requiring employers to offer commuter benefits to full-time employees, enforced as of July 1, 2016.
Updated to incorporate amendments regarding benefits eligibility for employees who resign due to a military spouse's order of permanent change of station, effective August 1, 2016.
Updated to incorporate a law encouraging employers to offer a group disability income protection plan, effective July 29, 2016.
Updated to reflect Rhode Island's maximum weekly benefit amount for claims with a benefit year begin date of July 3, 2016, or later.
Updated to incorporate amendments to the temporary disability insurance law, effective July 1, 2016.
Updated to reflect forthcoming requirements for seasonal employers.
Updated to reflect the forthcoming medical marijuana law.
HR guidance on obtaining proper insurance for the workplace.