Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Updated to reflect the forthcoming West Virginia Safer Workplace Act and forthcoming amendments regarding unemployment benefits eligibility during a labor dispute.
Updated to include the requirement to pay contributions to fund benefits under the Universal Paid Leave Amendment Act of 2016, effective April 7, 2017.
Updated to incorporate the Universal Paid Leave Amendment Act of 2016, effective April 7, 2017.
Updated to include the District of Columbia's Universal Paid Leave Amendment Act of 2016, effective April 7, 2017.
Updated to reflect FAQs released by the Office of Labor Standards Enforcement that clarify the San Francisco Paid Parental Leave Ordinance.
Updated to reflect the 2017 state taxable wage base amounts.
HR guidance on obtaining proper insurance for the workplace.