Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Updated to reflect forthcoming protections against identity theft under the Michigan Employment Security Act.
Updated to reflect the federal tax reform law's effect on family and medical leave benefits, effective January 1, 2018.
Updated to reflect amendments to the California temporary disability and paid family leave benefits law, and applicability of San Francisco's Paid Parental Leave Ordinance to smaller employers, effective January 1, 2018.
Updated to reflect 2018 rates.
Updated to include the state paid family leave benefits law, effective January 1, 2018.
Updated to include an amendment related to unemployment benefits eligibility and domestic violence, effective January 1, 2018.
Updated to reflect the applicability of electronic filing and electronic funds transfer requirements to smaller employers, effective January 1, 2018.
HR guidance on obtaining proper insurance for the workplace.