Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Updated to incorporate amendments to the WorkShare Program, effective June 29, 2017.
Updated to include the West Virginia Safer Workplace Act, effective July 7, 2017, and an amendment regarding unemployment benefits eligibility during a labor dispute, effective July 2, 2017.
Updated to reflect Rhode Island's maximum weekly benefit amount for claims with a benefit year begin date of July 2, 2017, or later.
Updated to include the implementation of payroll deductions for paid family leave, starting July 1, 2017.
Updated to reflect the forthcoming amendment related to unemployment benefits eligibility and domestic violence.
Updated to reflect forthcoming amendments to the unemployment insurance law.
Under review in relation to paid family leave final regulations.
HR guidance on obtaining proper insurance for the workplace.