Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
The Temporary Disability Insurance Requirements by State Quick Reference chart has been updated for 2016.
Employers in five states, California, Hawaii, New Jersey, New York and Rhode Island, are required to provide temporary disability insurance to workers. This chart helps employers understand each state's temporary disability insurance requirements.
Most employers pay state unemployment insurance contributions based on the wages they pay to their employees, up to an annual state taxable wage base. Five states also have disability insurance systems with employer and/or employee contributions tied to a taxable wage base. This chart provides employers with each state's current unemployment and disability insurance (if applicable) taxable wage base.
Effective January 3, 2016, Illinois has amended the definition of misconduct that disqualifies an employee from collecting unemployment benefits to include certain specific acts.
In-depth review of the spectrum of Arizona employment law requirements HR must follow in respect to unemployment insurance tax (FUTA/SUTA).
The Quick Reference chart of Unemployment and Disability Insurance Taxable Wage Bases by State has been updated for 2016.
Missouri has amended the maximum duration during which an individual may collect unemployment insurance benefits per year.
In-depth review of the spectrum of South Dakota employment law requirements HR must follow with respect to unemployment insurance tax (FUTA/SUTA).
HR guidance on obtaining proper insurance for the workplace.