Insurance and Disability Benefits: Colorado
Federal law and guidance on this subject should be reviewed together with this section.
Author: Gloria Ju
- Colorado employers are not required to provide life insurance benefits. If life insurance benefits are provided, certain requirements must be met. See Group Life Insurance.
- Employees are entitled to a minimum grace period for paying premiums, except the first. See Grace Period.
- Generally, employees covered by an employer's group life insurance policy must have the option of converting to an individual policy upon loss of group coverage. See Conversion Rights.
- Colorado established a state paid family and medical leave (PFML) insurance program to provide employee access to paid leave benefits . See Paid Family and Medical Leave Insurance.