Workers' Compensation: Colorado
Federal law and guidance on this subject should be reviewed together with this section.
Author: Daniel O'Brien, Fisher Phillips.
- All Colorado employers are required to display a poster in the workplace. See Notice Requirements.
- All Colorado employers with at least one employee must carry workers' compensation insurance unless they are specifically exempted. See Covered Employers.
- Most employees are covered by workers' compensation insurance, with some notable exceptions that are unique to Colorado. See Covered Employees.
- The Colorado workers' compensation system is a no-fault system. Both work-related injuries and occupational illnesses are compensable under the workers' compensation statute. See Compensable Injuries.
- Employers may not be liable for certain injuries under specific circumstances. See Employer Defenses to Workers' Compensation Claims.
- Medical expenses are paid under workers' compensation. The employer has the right to select the medical provider for injured employees. See Medical Benefits and Communication with Healthcare Providers.
- Workers' compensation pays benefits according to the type of disability incurred. See Compensable Injuries
- The amount of disability benefit paid is calculated according to the average weekly wage. See Calculating Benefits.
- Employers may cover advance mileage expenses for travel that is reasonably necessary and related to obtaining compensable treatment, supplies or services. See Advance Mileage Expenses.
- If an employee ignores safety rules, his or her employer can argue against the validity of the claim and ultimately, the claim may be denied. See Safety.
- Employees are required to report injuries within a specified time. See Claims Procedure.
- Employers must follow strict disclosure and access rules regarding employee mental health records. See Recordkeeping.