Insurance and Disability Benefits: Alabama
Federal law and guidance on this subject should be reviewed together with this section.
Author: Gloria Ju
- Alabama employers are not required to provide life insurance benefits. If life insurance benefits are provided, certain requirements must be met. See Group Life Insurance.
- Employees are entitled to a minimum grace period for paying premiums, except the first. See Grace Period.
- Group life insurance policies may be converted to individual policies under some circumstances. See Conversion Rights.
- Employers may also offer employee life insurance to at least three employees. Policy premiums may be paid from different sources. See Employee Life Insurance.