How are health plan identifiers (HPIDs) handled for wrap plans?

Author: Gloria Ju

Group health plans designed so that multiple types of benefits are included in one umbrella plan document are often referred to as a wrap plan. Employers that sponsor a wrap plan have the option to obtain either a single HPID for the entire plan or separate HPIDs for each component benefit that would meet the definition of a controlling health plan if it were a separate plan.