Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Updated to include a provision regarding disqualification from unemployment benefits for misconduct, effective August 24, 2018.
Updated to include the paid family leave contribution rate, effective January 1, 2019.
Updated to reflect the forthcoming paid family and medical leave insurance law.
Updated to reflect the forthcoming Massachusetts paid family and medical leave law.
Updated to include a provision addressing eligibility for unemployment benefits during temporary layoffs, effective July 9, 2018.
Updated to include the Property Service Workers Protection Act, effective July 1, 2018.
Updated to reflect an increase in the penalty for failing to timely file quarterly reports, effective July 1, 2018.
Updated to reflect forthcoming paid family leave insurance law.
HR guidance on obtaining proper insurance for the workplace.