Overview: There are many different types of insurance that a workplace could get to avoid liability and loss when the unexpected occurs. Whether the insurance covers natural disasters, company cars, employer discrimination or anything else that could affect the workplace, it is always best to be prepared.
What insurance is right for an employer depends on the size, location and industry of the employer. Performing a risk analysis can help decide what insurance bests fits the individualized work environment.
Author: Ashley Shaw, JD, Legal Editor
Updated to reflect a forthcoming increase in the penalty for failing to timely file quarterly reports.
Updated to reflect information on a New Jersey Supreme Court case regarding unemployment benefits eligibility.
Updated to reflect protections against identity theft under the Michigan Employment Security Act, effective March 21, 2018.
Updated to include information on a Kentucky Supreme Court case regarding liability for making false statements in unemployment proceedings.
Updated to include final regulations governing supplemental EMACs, effective January 1, 2018.
Updated to reflect the federal tax reform law's effect on family and medical leave benefits, effective January 1, 2018.
Updated to reflect amendments to the California temporary disability and paid family leave benefits law, and applicability of San Francisco's Paid Parental Leave Ordinance to smaller employers, effective January 1, 2018.
Updated to reflect 2018 rates.
HR guidance on obtaining proper insurance for the workplace.