Overview: Employment decisions are a daily reality for HR. From interviews to termination of employment and everything in between, HR constantly makes decisions that affect, one way or the other, many people. Even with the best of intentions, it is easy to make a decision that someone is not going to like. If a potential employee, current employee or former employee decides to sue as a result of one of these decisions, employers should be prepared with Employment Practice Liability Insurance (EPLI).
EPLI provides coverage for employers against employment decisions based on claims for such topics as discrimination, harassment, wrongful termination and negligent hiring. Whether employing one employee or thousands, all employers can benefit from having some form of EPLI.
Trends: Lawsuits are growing in this country, and employment lawsuits are no exception. No matter the size of the employer, there is a chance that at some point in time an employee will initiate a lawsuit. EPLI can help the employer be prepared.
Author: Ashley Shaw, JD, Legal Editor
Updated to reflect US Department of Labor (DOL) regulations concerning the Longshore and Harbor Workers' Compensation Act (LHWCA).
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