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Temporary Disability Insurance Requirements by State

Author: Tracy Morley, XpertHR Legal Editor

Temporary (or short-term) disability insurance (TDI) provides income protection to employees who cannot work due to a nonwork-related illness or injury. Employers in five states, California, Hawaii, New Jersey, New York and Rhode Island, are required to provide temporary disability insurance to workers. Some state (and local) laws may also provide family leave benefits. These laws cover employees who work in these jurisdictions, regardless of the location of the employer's headquarters.

The following chart helps employers understand each state's temporary disability insurance requirements. States that have none are marked N/A.

Due to its large size, this chart is presented in a pop-up overlay. To view the chart in full size, simply click anywhere on the thumbnail image below. Then navigate the chart by clicking and dragging. To close the chart, click on the "X" in the upper-right hand corner.