Does a three-month waiting period satisfy the Affordable Care Act's 90-day waiting period limitation?
Author: Gloria Ju
No. When counting the length of a waiting period, an employer must count calendar days. Using a three-month period could go over the 90-day limit. For example, if an employer's three-month period covers the months of May, June and July, the waiting period would be a total of 92 days because there are 31 days in May and July.