This chart helps employers understand each state's health care continuation coverage requirements. These so-called "mini-COBRA" laws cover smaller employers or may otherwise provide greater rights than the federal Consolidated Omnibus Budget Reconciliation Act (COBRA).
The Health Insurance Portability and Accountability Act (HIPAA) improves the portability and continuity of health insurance coverage for workers when they change or lose jobs and establishes a set of standards for the electronic exchange of health information. The Health Information and Technology for Economic and Clinical Health (HITECH) Act made significant changes to the privacy and security rules under HIPAA and strengthens HIPAA's enforcement provisions and increases the penalties for HIPAA violations.
This chart provides a summary of the HIPAA violation category, the penalty range for each violation and the maximum penalty amounts for HIPAA violations.
Group health plans must offer continuation coverage under COBRA to qualified beneficiaries after a qualifying event has occurred. This chart provides a summary of qualifying events, qualified beneficiaries and the maximum periods of COBRA continuation coverage.
The Affordable Care Act requires every state and the District of Columbia to establish a health insurance exchange, or to default to a federally facilitated exchange operated by the US Department of Health and Human Services. This chart identifies state decisions for creating health care exchanges.
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Key facts for employers and HR relating to employee benefits.
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