Health Care Benefits: New Jersey

Federal law and guidance on this subject should be reviewed together with this section.

Author: John Sarno, Employer's Association of New Jersey

Summary

• New Jersey chose to establish a state-based Marketplace under the Affordable Care Act. See Health Insurance Marketplaces Under the ACA.
• New Jersey has an individual health insurance mandate. See Individual Health Insurance Mandate.
• Same-sex marriage is legal nationwide. New Jersey also recognizes civil unions and domestic partnerships. See Same-Sex Partner Benefits.
• Small employers in New Jersey are eligible for participation in the Small Employer Health Benefits (SEH) Program. See The Small Employer Health Benefits Program.
• Employers are required to provide notice in cases of plan termination or when changing health care plans. See Notification of Plan Termination or Plan Changes.
• New Jersey requires many health care mandates. See Mandated Health Benefits, Conditions, Treatments and Procedures.
• New Jersey has requirements related to specified providers, mental health conditions and substance use disorders, and maternity and dependent coverage. See Specified Providers, Mental Health Conditions and Substance Use Disorders, and Maternity and Dependent Coverage.
• New Jersey has certain requirements regarding coverage for adult children. See Coverage for Adult Children.